First Merchant Services' Best Rate Guarantee
First Merchant Services offers an aggressive best credit card processing rate guarantee. You will take advantage of the best rates and lowest fees available from any payment processor while also receiving a free cash register or credit card machine. If you are already accepting credit cards, we guarantee that we will match or beat your existing processing rates. First Merchant Services allows you to rest assured that you are not overpaying on your credit card rates or fees while you enjoy your free electronic cash register or credit card machine.
Current Best Rates
Rates listed below are the best advertised rates and will vary for different businesses based on a number of factors. Don’t forget our best rate guarantee, so merchants already accepting credit cards at their business may qualify for even lower rates than advertised. Please speak to a sales representative now at 888-334-5210 to find out the best rates available for your business.
| Qualified Debit / Check Card Rates: |
1.39% |
| Qualified Credit Card Rates: |
1.79% |
| Per Transaction Fee: |
$0.19 cents |
| Monthly Service Fee: |
$7.50 |
| Annual Fee: |
$79.00 - This includes priority replacement of any defective Free Cash Register or Free Terminal! |
FMS vs. Our Competitors
| Free Cash Registers: |
Offered exclusively through UBC / FMS |
Not available |
| Guaranteed Replacements: |
Included for our Free Cash Registers and Free Terminals. |
Not available |
| Application Fees: |
FREE |
$100+ |
| Setup Fees: |
FREE |
$75+ |
| Amex and Discover Acceptance: |
Included FREE |
Additional setup fees |
| Debit and ATM Acceptance: |
Included FREE with our Free Cash Register Program |
Costs up to $250 for a pin-pad |